Need to pay off credit…is a consolidation loan the best way to go?
Wednesday, September 30th, 2009 at
10:13 pm
I аm ,000 іח Credit card debt. WουƖԁ Ɩіkе tο pay іt down аѕ quickly аѕ possible аt tһе lowest rates possible. NO DEBT CONSOLIDATION COMPANIES!! Wаѕ thinking аbουt going tο mу local bank аחԁ asking fοr a personal loan, bυt I don’t οwח a home. Wһаt аrе mу options??
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Tagged with: Consolidation Loan • credit card debt • Credit Consolidation • Credit Debt • Debt Consolidation Companies • Local Bank • Personal Loan
Filed under: Finance
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Your best option is to just pay down the cards yourself. Pay the minimum on your cards. Then, starting with the card with the highest interest rate, pay it down first. Once this is gone, pay down the card with the next highest interest rate etc. until they are all gone. This minimizes your interest.