http://howto-howto.info/how-to/finance/debt-consolidation-loancredit-card/ How To Get Out Of Debt Sat, 04 Jun 2011 12:01:18 +0000 hourly 1 http://wordpress.org/?v=3.3.2 http://howto-howto.info/how-to/finance/debt-consolidation-loancredit-card/comment-page-1/#comment-852 LD Debt Relief Sat, 18 Jul 2009 19:51:24 +0000 http://howto-howto.info/2460/debt-consolidation-loancredit-card/#comment-852 I'm in debt management and if you've never missed a payment then your best bet would be to call each credit card and ask to see if you could get onto an internal program. That will lower your interest and maybe even the payment. Keep sending the same amount don't send the lower payment obviously. But the internal programs are for a limited time only so ask how long it will last. Before you do that, you may want to check how much more you could pay a month. The other would be to consolidate with a debt management company but that would close all the accounts. I wouldn't recommend it unless you feel you can't afford the payments and expect to start struggling. We help with credit counseling if you would like. I’m in debt management and if you’ve never missed a payment then your best bet would be to call each credit card and ask to see if you could get onto an internal program. That will lower your interest and maybe even the payment. Keep sending the same amount don’t send the lower payment obviously. But the internal programs are for a limited time only so ask how long it will last. Before you do that, you may want to check how much more you could pay a month. The other would be to consolidate with a debt management company but that would close all the accounts. I wouldn’t recommend it unless you feel you can’t afford the payments and expect to start struggling. We help with credit counseling if you would like.

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