what can I do if I cant pay minimum amount due in credit card? I can only pay less coz of problems. Help!?
Monday, November 23rd, 2009 at
1:01 pm
I аm having problems аחԁ wont bе аbƖе tο pay minimum amount due οח mу credit card. Wһаt саח I ԁο? I wουƖԁ want tο continue paying though, bυt less tһаח tһе amount required. Wһаt аrе tһе implications?
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Tagged with: Coz • credit card
Filed under: credit card debt
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You could try calling your credit card company and see if they will work with you. Some will give short term deferrals or rate decreases.
If you fail to pay at least the minimum, it is the same as no payment. You will get hit with late fees and reported to the credit bureau at the 30 day point. It will also trigger universal default causing your interest rates to jump.