Credit Card Debt?
Saturday, November 14th, 2009 at
10:40 am
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It won’t show as a bankruptcy because it isn’t. It will likely, though, show you as a late payer, which isn’t the end of the world considering your situation. I highly recommend Consumer Credit Counseling Service, which is reputable, non-profit, and nationwide. Here’s a link below for the Atlanta office, but you can contact the office in your area.
You should also consider working more hours or getting a second job to pay down the debt, which is considerable. Of course, you should cut out all discretionary spending. Good luck!
p.s. If you are considering filing for bankruptcy, CCCS can advise you about that, too.