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	<title>Comments on: Can I reduce my APR on my credit card W/OUT the debt consolidation company&#8217;s involvement??</title>
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	<link>http://howto-howto.info/credit-card-debt/can-i-reduce-my-apr-on-my-credit-card-wout-the-debt-consolidation-companys-involvement/</link>
	<description>How To Get Out Of Debt</description>
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		<title>By: Ropper</title>
		<link>http://howto-howto.info/credit-card-debt/can-i-reduce-my-apr-on-my-credit-card-wout-the-debt-consolidation-companys-involvement/comment-page-1/#comment-2215</link>
		<dc:creator>Ropper</dc:creator>
		<pubDate>Tue, 03 Nov 2009 07:31:16 +0000</pubDate>
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		<description>switch to a card company offering 0% for 12 months, and throw all you can at it during this time</description>
		<content:encoded><![CDATA[<p>switch to a card company offering 0% for 12 months, and throw all you can at it during this time</p>
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