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	<title>Comments on: The 5 Steps to Getting Out of Credit Card Debt</title>
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	<link>http://howto-howto.info/credit-card-consolidation/the-5-steps-to-getting-out-of-credit-card-debt/</link>
	<description>How To Get Out Of Debt</description>
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		<title>By: monicavalderete</title>
		<link>http://howto-howto.info/credit-card-consolidation/the-5-steps-to-getting-out-of-credit-card-debt/comment-page-1/#comment-3407</link>
		<dc:creator>monicavalderete</dc:creator>
		<pubDate>Wed, 24 Feb 2010 16:41:40 +0000</pubDate>
		<guid isPermaLink="false">http://howto-howto.info/credit-card-consolidation/the-5-steps-to-getting-out-of-credit-card-debt/#comment-3407</guid>
		<description>This is a great video!</description>
		<content:encoded><![CDATA[<p>This is a great video!</p>
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	<item>
		<title>By: MarquisdeLafayett</title>
		<link>http://howto-howto.info/credit-card-consolidation/the-5-steps-to-getting-out-of-credit-card-debt/comment-page-1/#comment-3406</link>
		<dc:creator>MarquisdeLafayett</dc:creator>
		<pubDate>Wed, 24 Feb 2010 15:47:45 +0000</pubDate>
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		<description>how about these steps debt professor .

1. MAX OUT YOUR CARD

2. DON&#039;T PAY ON IT ANYMORE .

What are they going to do to me , it&#039;s unsecured debt ? soooo the worst they can do is harm my credit score right ? but if no one&#039;s lending anymore , my credit score means WHAT again ? nothing , this is a depression .</description>
		<content:encoded><![CDATA[<p>how about these steps debt professor .</p>
<p>1. MAX OUT YOUR CARD</p>
<p>2. DON&#8217;T PAY ON IT ANYMORE .</p>
<p>What are they going to do to me , it&#8217;s unsecured debt ? soooo the worst they can do is harm my credit score right ? but if no one&#8217;s lending anymore , my credit score means WHAT again ? nothing , this is a depression .</p>
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		<title>By: DominicMetal1979</title>
		<link>http://howto-howto.info/credit-card-consolidation/the-5-steps-to-getting-out-of-credit-card-debt/comment-page-1/#comment-3405</link>
		<dc:creator>DominicMetal1979</dc:creator>
		<pubDate>Wed, 24 Feb 2010 15:02:46 +0000</pubDate>
		<guid isPermaLink="false">http://howto-howto.info/credit-card-consolidation/the-5-steps-to-getting-out-of-credit-card-debt/#comment-3405</guid>
		<description>I don&#039;t know for sure, but if you go about it the WRONG way -- just refusing to pay -- then the company can sue you, and then either garnish your wages, put court-ordered liens on your house (and vehicle?), or send the sheriff to auction off certain of your property. Not to mention nasty collection calls to your friends, family, and place of work. Since there is real help available, why not do it the right way?</description>
		<content:encoded><![CDATA[<p>I don&#8217;t know for sure, but if you go about it the WRONG way &#8212; just refusing to pay &#8212; then the company can sue you, and then either garnish your wages, put court-ordered liens on your house (and vehicle?), or send the sheriff to auction off certain of your property. Not to mention nasty collection calls to your friends, family, and place of work. Since there is real help available, why not do it the right way?</p>
]]></content:encoded>
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	<item>
		<title>By: essial</title>
		<link>http://howto-howto.info/credit-card-consolidation/the-5-steps-to-getting-out-of-credit-card-debt/comment-page-1/#comment-3404</link>
		<dc:creator>essial</dc:creator>
		<pubDate>Wed, 24 Feb 2010 14:28:51 +0000</pubDate>
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		<description>Take you to court and garnish your wages? Possibly. But there are federal laws about &quot;nasty&quot; collection calls that carry a hefty fine to any companies violating said laws. Harassment is is Harassment, be it from your ex or your creditor. Both are illegal and punishable by law.</description>
		<content:encoded><![CDATA[<p>Take you to court and garnish your wages? Possibly. But there are federal laws about &#8220;nasty&#8221; collection calls that carry a hefty fine to any companies violating said laws. Harassment is is Harassment, be it from your ex or your creditor. Both are illegal and punishable by law.</p>
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	<item>
		<title>By: DominicMetal1979</title>
		<link>http://howto-howto.info/credit-card-consolidation/the-5-steps-to-getting-out-of-credit-card-debt/comment-page-1/#comment-3403</link>
		<dc:creator>DominicMetal1979</dc:creator>
		<pubDate>Wed, 24 Feb 2010 13:58:12 +0000</pubDate>
		<guid isPermaLink="false">http://howto-howto.info/credit-card-consolidation/the-5-steps-to-getting-out-of-credit-card-debt/#comment-3403</guid>
		<description>Creditors/Collection agents can call your house up to three times a day, and can call your family, friends, and place of work, under the guise of &quot;looking for you.&quot; There&#039;s no law against that. They can&#039;t say WHY they&#039;re calling, but they can identify themselves as a collection agency, which is just as bad. It&#039;s all legal. What is &quot;nasty&quot; in the eyes of the law? They can&#039;t threaten or intimidate you with more than they can legally do to you, but there&#039;s no law against being rude and persistant.</description>
		<content:encoded><![CDATA[<p>Creditors/Collection agents can call your house up to three times a day, and can call your family, friends, and place of work, under the guise of &#8220;looking for you.&#8221; There&#8217;s no law against that. They can&#8217;t say WHY they&#8217;re calling, but they can identify themselves as a collection agency, which is just as bad. It&#8217;s all legal. What is &#8220;nasty&#8221; in the eyes of the law? They can&#8217;t threaten or intimidate you with more than they can legally do to you, but there&#8217;s no law against being rude and persistant.</p>
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		<title>By: fps44</title>
		<link>http://howto-howto.info/credit-card-consolidation/the-5-steps-to-getting-out-of-credit-card-debt/comment-page-1/#comment-3402</link>
		<dc:creator>fps44</dc:creator>
		<pubDate>Wed, 24 Feb 2010 13:35:19 +0000</pubDate>
		<guid isPermaLink="false">http://howto-howto.info/credit-card-consolidation/the-5-steps-to-getting-out-of-credit-card-debt/#comment-3402</guid>
		<description>I think all of you should watch my video of &quot;The Working Man&quot; It is an original song by my son and I think it says it all. You can go to fps44 to check it out or type it in search. It is really very good!</description>
		<content:encoded><![CDATA[<p>I think all of you should watch my video of &#8220;The Working Man&#8221; It is an original song by my son and I think it says it all. You can go to fps44 to check it out or type it in search. It is really very good!</p>
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	<item>
		<title>By: 67675656565655656565</title>
		<link>http://howto-howto.info/credit-card-consolidation/the-5-steps-to-getting-out-of-credit-card-debt/comment-page-1/#comment-3401</link>
		<dc:creator>67675656565655656565</dc:creator>
		<pubDate>Wed, 24 Feb 2010 13:22:13 +0000</pubDate>
		<guid isPermaLink="false">http://howto-howto.info/credit-card-consolidation/the-5-steps-to-getting-out-of-credit-card-debt/#comment-3401</guid>
		<description>heres an idea dont get a great card dumb shits</description>
		<content:encoded><![CDATA[<p>heres an idea dont get a great card dumb shits</p>
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	<item>
		<title>By: worthywads</title>
		<link>http://howto-howto.info/credit-card-consolidation/the-5-steps-to-getting-out-of-credit-card-debt/comment-page-1/#comment-3400</link>
		<dc:creator>worthywads</dc:creator>
		<pubDate>Wed, 24 Feb 2010 12:47:11 +0000</pubDate>
		<guid isPermaLink="false">http://howto-howto.info/credit-card-consolidation/the-5-steps-to-getting-out-of-credit-card-debt/#comment-3400</guid>
		<description>A low credit score means that you will pay more in rent, will pay more in insurance, will not be able to be bonded, will not be eligible for many professional jobs, will not be able to rent a car, or stay in a hotel. Go ahead a screw yourself by stealing from a financial institution.</description>
		<content:encoded><![CDATA[<p>A low credit score means that you will pay more in rent, will pay more in insurance, will not be able to be bonded, will not be eligible for many professional jobs, will not be able to rent a car, or stay in a hotel. Go ahead a screw yourself by stealing from a financial institution.</p>
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	<item>
		<title>By: MarquisdeLafayett</title>
		<link>http://howto-howto.info/credit-card-consolidation/the-5-steps-to-getting-out-of-credit-card-debt/comment-page-1/#comment-3399</link>
		<dc:creator>MarquisdeLafayett</dc:creator>
		<pubDate>Wed, 24 Feb 2010 12:28:10 +0000</pubDate>
		<guid isPermaLink="false">http://howto-howto.info/credit-card-consolidation/the-5-steps-to-getting-out-of-credit-card-debt/#comment-3399</guid>
		<description>well seeing as i have a JOB i can easily get an apartment , credit score or no ...aww i won&#039;t be eligible for lots of jobs ? that&#039;s too bad because there are SOOO many jobs out there just waiting to be filled ... i can still rent a car , it requires a deposit thou , same with hotels... funny i didn&#039;t screw myself , i screwed them , and as for phone calls , i kept calling them back 3 times for every one time they called me , and now i don&#039;t get ANY phone calls LOL ... (check out my video&#039;s )</description>
		<content:encoded><![CDATA[<p>well seeing as i have a JOB i can easily get an apartment , credit score or no &#8230;aww i won&#8217;t be eligible for lots of jobs ? that&#8217;s too bad because there are SOOO many jobs out there just waiting to be filled &#8230; i can still rent a car , it requires a deposit thou , same with hotels&#8230; funny i didn&#8217;t screw myself , i screwed them , and as for phone calls , i kept calling them back 3 times for every one time they called me , and now i don&#8217;t get ANY phone calls LOL &#8230; (check out my video&#8217;s )</p>
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	<item>
		<title>By: kac1964</title>
		<link>http://howto-howto.info/credit-card-consolidation/the-5-steps-to-getting-out-of-credit-card-debt/comment-page-1/#comment-3398</link>
		<dc:creator>kac1964</dc:creator>
		<pubDate>Wed, 24 Feb 2010 12:16:29 +0000</pubDate>
		<guid isPermaLink="false">http://howto-howto.info/credit-card-consolidation/the-5-steps-to-getting-out-of-credit-card-debt/#comment-3398</guid>
		<description>Actually, they won&#039;t do anything but harrass you for about 2 years.
 Then they will file a suit against you getting a judgement against you.
 Then you will pay interest and fees on all this money.
 They will garnish your wages until paid in full.
 Creating a nightmare for you.
 You don&#039;t know what point you will be in your life in the years to come and the will sneak up on you creating a nightmare for you and the one you are with by this time.
 So, very unwise concept you have.</description>
		<content:encoded><![CDATA[<p>Actually, they won&#8217;t do anything but harrass you for about 2 years.<br />
 Then they will file a suit against you getting a judgement against you.<br />
 Then you will pay interest and fees on all this money.<br />
 They will garnish your wages until paid in full.<br />
 Creating a nightmare for you.<br />
 You don&#8217;t know what point you will be in your life in the years to come and the will sneak up on you creating a nightmare for you and the one you are with by this time.<br />
 So, very unwise concept you have.</p>
]]></content:encoded>
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